Contractors | Homeowners
HOMEOWNERS UNDERSTAND THE CLAIMS PROCESS
AND POLICY, FOR MAXIMUM COVERAGE.
UNDERSTAND HOW TO UTILIZE POLICY TO THEIR BENEFIT
This is a regular list item
I have created examples and have put together a collection of resources, which will help Homeowners, assess their storm damage and or help them understand what is being explained to them. Giving homeowners a better understanding will help ensure what is being explained is correct.
This e-Course will give them a better understanding on;
Remember:Picking the right person to assess damage before filing a claim is crucial.
I cannot count how many times agents referred a Roofing Co. to homeowners,
Roofing Co. would say"yes, open a claim"
Only to have adjuster come out,
and see no hail damage.
All claims can count against you;Meaning: If you had a claim opened and your adjuster saw no damage, that would be a claim. Or your contractor opened a claim on your behalf and there was no damage, that would be a claim. Some carriers drop insured's after 3 claims in so many years.
Before you or someone else files a claim, Know your deductible ?
All Homeowners should be able tounderstandthe concept of whatinsurance firmsconsider hail damage vs cosmeticdamage vs old hail damage vs weather/maintenance issues.
{ As homes age, regular maintenance becomes essential }
All Homeowners Know if you have coverage for building code upgrades,Meaning: If you do not have endorsement OL which is Ordinance and Law coverage. These mandatory code upgrades will not be covered.
&
Correct Way in Hail Identification
Hail Damage Identificationis crucial for the ones who are making the"First Call"and homeowners.Routine inspection protocolshelp ensure thorough checks, follow a routine every time and you will not miss damage.
Homeowners must understand theclaims processand their policy for maximum coverage. Proper knowledge ofhail damage vs. cosmetic damageandbuilding code upgradesis essential.
Following Routine Inspection Protocol
This course provides templates and resources to help Roofing Assessors, Adjusters, P.A'S and Contractors to assess and scope storm damage accurately. Before telling the policy holder to file a claim, knowing the deductible is crucial. Incorrect claims can count against the Policy Holder, potentially leading to policy cancellation after multiple claims.
Homeowners to Contractors
Homeowners should understand what insurance carriers considerhail damagevs. other types of damage. Regular maintenance and knowing if you have coverage forbuilding code upgradesis vital. Usually, there is a two-year period from the date of loss to file a claim and 18-24 months to complete the work.
Safety Protocols
Safety is the number one priority. This course includes videos on ladder safety, covering essential techniques for safely climbing and scoping roofs. Also a Rope'N'Harness Chapter along with scattered information on safety throughout. Understanding and implementing these practices can prevent accidents and ensure a thorough inspection.
Accurate Hail Identification
Learn how to accurately identify hail damage versusOther Than Hail (OTH)damage. The course provides detailed resources, including video tutorials, to help you differentiate between types of damage and avoid mistakes in your assessment.
Xactimate Reports and Templates
The course includes a template or cheat sheet for the most commonly usedXactimate codes. This ensures that your scope sheet is prepared correctly, making it easier for anyone to write an estimate. Detailed resources for water remediation and interior drying estimates are also provided.
Storm Damage Evaluation
Understanding storm damage evaluation is key to getting accurate claims processed. This course offers insights into inspecting various materials and confirming the presence of hail damage through tutorials, imagery and explanations of each step to perform in order to make the correct assessment.
Recession-Proof Career
Adjusting is a recession-proof career. Learn three different avenues to become an adjuster and the equipment needed forRope'N'Harnessactivities as well as everything else you need while out in the field. This course offers a comprehensive approach to ensure you are well-prepared for property inspections.
Homeowners & Knowledge
This course helps homeowners determine if damage warrants a claim. Providing the right information ensures they proceed correctly, using their policy to their benefit. Templates and routines provided in the course help avoid overlooking any damage.
Start Your Journey Today
Enroll now to gain essential knowledge on
hail damage identification, inspection routines, rope'N'harness, ladder safety, exterior inspections, roof inspections and safety protocols.This course is designed to empower you with the skills needed for a successful and safe inspection.
Follow the link belowandsign upfor thewhole course or per lesson if need be.
The course and all downloadable information in the form of PDF's will be sent to your inbox.
Every Homeowner should know their coverages and limits, plus the basics. So that they can navigate through their next claim without feeling confused or misled or taken advantage of.
Usually, 2 Years is given From (D.O.L) Date Of Loss, To File a Claim
I often advise insureds to heed my suggestion and wait before filing claims until storm season ends. Yet, they usually rush into repairs, Without thinking about incurring a 2nd deductible. In my days out on storm, I have noticed that storms usually hit in the same place during a season.
This course will also provide; Template or cheat sheet if you will, on the most commonly used Xactimate codes, helping you write your scope sheet in code. If the scope sheet is prepared this way. Any of your constituents would have no problem taking the scope and writing the estimate.
Furthermore, this course includes a video dedicated to interior ceiling scope, covering precise measurement techniques. We also address composing a standard Xactimate write-up for water leak repairs
This course also includes scripts to guide you in initiating conversations with homeowners and provides you with effective closing scripts. You will see this in "Rope'N'Harness" video and in exterior inspection video.
It offers detailed and invaluable resources, including instructional videos that will equip them with the expertise to accurately distinguish between hail damage and "Other . Than . Hail" damage (OTH).
This course includes informative videos and accompanying notes focused on "Ladder Safety." It covers fundamental techniques like ascending and descending roofs, along with correct procedures for transporting, assembling, and disassembling ladders. Moreover, the course provides vital insight that could prove to have life-saving measures.
Furthermore, the course offers essential insights on how toeffectively confirm the presence of hail damage through tutorial videos and imagery. It guides participants with valuable tips on inspecting various materials within a home to accurately identifying potential damage toexterior building materials.
I share 3 different avenues to take in order to perform as an adjuster, it's up to you to get it done. This Is One Job,That Does Not Rely On The Economy. It's "Recession Proof!" Actually, it has been said, "in the last days, there will be an increase in weather".
We offer a comprehensive list of essential equipment required for Rope'N'Harness activities, along with the necessary resources to ensure a productive day during property inspections.
Also an outline on interior water remediation of 1"-2" and the common write up in Xactimate. Additionally, we guide you on what to incorporate into an interior drying estimate, specifically focusing on HEPA filters and fans.
This course or detailed resources also talks to Homeowners and how they determine if the present damage is worth submitting a claim, if you leave it up to someone else to decide. They may not have your best interest at hand. Homeowners: This provides you with the information needed in determining if a claim is warranted. If it is then, how you should proceed. Keeping in mind to utilize your carriers policy, to your benefit.
This course has great detailed resources for CTR's and their employee's and homeowners, This will provide them with templates to follow, performing an inspection or just assessing your own home.
This Training Does Not Come Often!!
This Our training and templates, sourced from an "Independent X State Farm Adjuster."
Offers detailed guidance on identifying hail damage to roofing materials.
Gain insight into insurance carriers' expectations for adjusters and or roofing assessors, this in turn will
increasing your success rate in:
1) Spot-on Hail Identification,
2) Climbing and Scoping Roof Substrate
3) Insider Tips and Tricks from Upper Management,
4) Supplement Payments
5) Understanding Expected Protocol
6) Creating a routine for every inspection
I Provide Essential Information on How Insurance Carriers
Evaluate Storm Damage and Show You How to Properly
Inspect Shingles, Giving The Homeowner The Right
Answer, The First Time.
Hail Identification and Completing a thorough inspection,
are in these resources/lessons
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The Note above says,
I wanted to pass along a nice comment from a customer regarding the service that Eli Krebs Provided. The Policyholder, from Lexington, wrote a short note to Eli stating "Thank you for your prompt attention to my claim. I just wanted you to know that Eli is doing a nice job with our customers here in Kentucky.
Typical Month while on storm and how many claims I closed per day.
Home State License
Thanks for delivering great service to our clients and their policyholders. We appreciate all of your hard work and dedication on this assignment and in years past. It is very refreshing to see notes commending your performance, especially from your Team Manager and the Section Manager over the storm. Keep Up The Good Work!
Flood Certified in 1997
Example of What's in a Lesson
Everyone, What do you think this is;
The answer is...This is a proven method in helping roofers, Roof Sellers, Contractors wanting to give their employees a crash course, or homeowner wanting to learn about the whole process or just know how to identify hail for your own home.
Maybe you want to become an adjuster, this is an excellent
way to get your foot in the door and know what it is to know, in performing a property inspection.
Mr Krebs has always been the person to initiate, in order to get a response or to solve the problem at hand. He has always been a leader, he also knows when to defer to those with more experience to gain extra insights on the topic at hand.
"Follow us to the "About-Page" there you can learn where he received his training. He provides you with a blue print on getting started in the world of adjusting, in edition to fostering a positive workflow.Now it's all up to you, let's get it done!
... see you on the inside!"
From Clouds to Chaos: (digital book)
"From Clouds to Chaos" explains the fascinating process of how supercells form and the dangerous weather they can create. The book describes how these massive storms start when warm, moist air meets cooler, dry air along a dryline. It covers the life of a supercell, including how it can lead to severe weather like tornadoes. Additionally, it provides important information on safety and preparedness, teaching readers how to create emergency plans with their families to stay safe during fires or extreme weather events.This is geared towards the ages of 12 years of age and up.
Click The Cover Page Above to see additional information on thisDigital Read
we will refund you 100%
should be between $350-$550 per lesson, we found that going with our lower price plan will help people get started in the right direction. We want everyone to walk away, knowing they received a super deal. This is why I have decided to attach most of the content within course as PDF's.
"Our course is designed to empower you with the specific knowledge and skills you need,
whether it'sLadder Safety,Rope'N'Harness techniques,Interior and Exterior assessments,
orWater Remediation. You have the flexibility to choose the resources that suit
your immediate goals. However, we always encourage you to consider
the full course for a comprehensive learning experience.
~Giving Away: Pair of Field Socks With Full Enrollment~
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