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Determining if Adjusting is Right for You

Determining if Adjusting is Right for You

Image of Tornado in Mead Colorado

    At E-estimatics, we view insurance adjusters as akin to diligent investigators working on behalf of insurance providers. Our skilled professionals delve into claims, ensuring fairness and adherence to policy guidelines. For instance, in the case of a water leak, our adjusters meticulously investigate the incident, assess repair costs, and confirm alignment with the insurance policy parameters.

The role of an adjuster extends far beyond water leaks, encompassing a diverse array of insurance categories, ranging from health and accidents to unique cases like insurance coverage for lets say, "sky diving". Notably, even renowned individuals like Julia Roberts and Bruce Springsteen secure insurance for their distinctive body parts through our services.

Embarking on a career as an adjuster is an exhilarating journey. People who take E-estimatics courses, don't just confine themselves to office settings; some actively travel to locations impacted by significant disasters such as hurricanes.

They play a pivotal role in unraveling mysteries and providing crucial assistance when unforeseen events occur. For those intrigued by the prospect of becoming an adjuster, we offer valuable insights on our blog and comprehensive online courses.

E-estimatics is dedicated to supporting you throughout your captivating journey in this dynamic field of adjusting, so take care for now and remember, "always start from the bottom of your test square and work your way up. So you don't work yourself off of a roof somewhere far from home.


Eli Krebs,

E-estimatics "Storm Chaser"

Determining if Insurance Adjusting is a Good Fit:

Before pursuing a career as an insurance claims adjuster,

it's essential to understand the role and responsibilities of the job. Insurance adjusters access damages and determine the amount of compensation an insurance company should provide to policyholders. They investigate claims, review policy information, access the extent of damage, and negotiate settlements. Make sure this type of work aligns with your interests and skills. Choosing the Type of Adjuster: There are different types of insurance claims adjusters, including auto, property, casualty, and more. Each type focuses on specific areas of insurance claims. Consider your preferences and strengths to decide which area you'd like to specialize in.

Getting Your Adjuster License:

Most states in the United States require insurance claims adjusters to be licensed. Licensing requirements vary by state, but they generally involve completing a pre-licensing course and passing a state exam. Research the specific requirements for your state and make sure to fulfill them. Learning Additional Skills: While a college degree might not be required, having relevant skills and knowledge can make you a more competitive candidate. Developing skills in communication, negotiation, attention to detail, and understanding insurance policies will be beneficial in your role as a claims adjuster.

Applying for Jobs:

Once you're licensed and have acquired the necessary skills, start applying for claims adjuster positions. You can search for job openings on insurance company websites, job boards, and networking platforms. Tailor your resume and cover letter to showcase your qualifications and interest in the field.

While your plan outlines the general process, here are a few additional points to consider:

It Doesn't Matter How Many License's You Hold;

If You Cannot Identify Hail Correctly and or If You Continually Miss Damage While Inspecting Your Claims, You Will Be Fired.


Building connections within the insurance industry can provide insights, advice, and potential job opportunities. Attend industry events, workshops, and join relevant online communities. Continuing Education: The insurance industry is constantly evolving. Stay updated on industry trends, regulations, and best practices by pursuing continuing education opportunities. Experience: Gaining practical experience is valuable for your career growth. Consider internships, entry-level positions, or temporary roles to build your experience in the field. Professionalism: As a claims adjuster, you'll often interact with policyholders who are facing difficult situations. Being empathetic, professional, and skilled in customer service is crucial.

Remember that the timeline for becoming a claims adjuster can vary based on factors like state requirements, personal commitments, and the job market. It's great that you're taking the initiative to research and plan your career path. Best of luck on your journey to becoming an insurance claims adjuster!

                ACQUIRE YOUR INSURANCE ADJUSTER LICENSE                 

Your initial focus should be on securing y our home state license.

This is only when you have built a concrete foundation of knowledge

by working with a roofing company just after a hail storm. Or maybe

becoming a ride along with a licensed adjuster.


When embarking on your journey as aninsurance claims adjuster,you'll encounter a pivotal decision: determining the trajectory of your career. This choice often involves selecting between two primary paths: becoming astaff adjusteror opting for the role of anindependent insurance adjuster.

Staff Adjusters:

These professionals are employed year-round by insurance companies, usually in a full-time capacity. They form an integral part of the company's workforce.

Independent Insurance Adjusters:

This avenue involves working as a contractor affiliated with one or more Insurance Adjusting firms. These firms boast a diverse clientele of insurance companies, and the independent adjuster may handle claims for any of these insurers, often managing multiple cases simultaneously.

Catastrophe Adjusters:

This designation is applicable to both staff and independent adjusters. Catastrophe adjusters are dispatched to areas that have experienced significant damage due to natural disasters or other large-scale incidents.

Inside or Desk Adjusters:

This role revolves around managing claims from a centralized office or call center. These adjusters might rely on field adjusters or contractors to conduct inspections and subsequently utilize the findings to assess, estimate, and settle claims. Both staff employees and independent contractors can tackle a range of claims, including regular "daily claims" that arise under normal circumstances, as well as catastrophe claims stemming from weather-related occurrences and manmade crises. Furthermore, the claims landscape offers a multitude of other avenues for specialization.

As adjusters accrue experience, many opt to specialize in particular types of work or claims. This might encompass specialties like catastrophe claims, automotive claims, workers' compensation, marine claims, and beyond.

The realm of claims adjusting is rich with diverse directions for your career to evolve. As you traverse this path, you'll discover opportunities to refine your expertise and embrace the areas that resonate most strongly with your skills and interests.


Attaining your insurance adjuster license serves as just the initial stride in your burgeoning career. While software training is the subsequent phase, it's imperative to understand that excellent adjusters continually enrich their expertise and proficiencies.

Xactimate Training:

A comprehensive grasp of Xactimate, the industry-standard software for claims writing, stands as a cornerstone for triumph in this profession. This software is widely adopted by adjusting firms, and your ability to proficiently navigate it is indispensable for effectively resolving claims.

What sets our course apart is its comprehensive inclusion of the fundamental Xactimate codes alongside detailed descriptions. The codes we've incorporated into our training have been carefully curated to encompass those that appear consistently across various claims. In essence, we furnish you with a template featuring Xactimate coding coupled with comprehensive explanations.

Given the nature of this profession, hands-on training is of paramount importance. Our course is designed to facilitate a hands-on learning experience, allowing the knowledge to effectively imprint itself on your memory.

Our course equips you with the essential insights required to dive into the field with confidence. It's designed to provide you with the foundational understanding you need, allowing you to step into the world of claims adjusting.